Credit reports and free Raleigh-Durham

This has caused the credit card company, whom I do have a card with to lower my credit limit. Mariletta of Miami Gardens, FL This bank has requested and received a TransUnion credit report on me. I have never authorized it -- I have never even heard of them. I have had credit cards since their inception -- many decades. I have never made a late payment, nor have I ever carried a balance due to the next month. I have never had a loan nor a mortgage -- I pay cash for my homes and cars. I'm sure this has lowered my excellent credit rating. Jeanne of Albuquerque, NM My payment for January was due on January 11th. Because credit reports and free Raleigh-Durham it was on a Sunday, I has (wrongly) assumed it would be considered on time with a payment on Monday, January 12.

In fact I even paid a $14.95 credit reports and free Raleigh-Durham E-Pay fee to get what I assumed as on time. My February statement came and they charged me a credit reports and free Raleigh-Durham $39.95 LATE FEE and credit reports and free Raleigh-Durham upped my interest rate from 17.9 to 27.9. act credit report And the first two folks I spoke to felt bad and even started the proicess credit reports and free Raleigh-Durham of waiving late fee and reducing rate. Until I got credit reports and free Raleigh-Durham to final person, who told me there was nothing he could do and I have to live with new APR.

As we bail them out (First USA is owned by Chase), they have no shame. I will be writing to my congressman, my senators, the BBB, Atty General, and media. Paul of Lee, NH This company has performed a hard credit inquiry without my authorization. I was notified through tripple alert credit monitoring service.

am I correct that they may not do this without authorization? check credit report for free Lower credit score affecting my capacity to obtain future credit.

Anne of Sacramento, CA I'm going through a refinance and just found out that First Usa made an unauthorized inquiry into my credit in October 2008. It could be detrimental to my credit standing and lower my credit score. Debi of Napa, CA This bank has pulled my credit report 5x in 13 months and i credit reports and free Raleigh-Durham do not even have there credit card or have applied credit reports and free Raleigh-Durham for one my credit score credit reports and free Raleigh-Durham has dropped to a credit reports and free Raleigh-Durham low level that i do credit reports and free Raleigh-Durham not qualify for a loan because of to many inquires. Martin of Hico, TX Last week(12/1-12/7) wife was in Hospital. Noticed overlimit fees, late payment fees, & new rate credit reports and free Raleigh-Durham up fm.

Freaked out & paid 2x what the new pmts were, & called this credit reports and free Raleigh-Durham morning (mon.) spoke to credit reports and free Raleigh-Durham a guy in india who waived the late charges AND the overlimit fees (which had credit reports and free Raleigh-Durham solely been arrived at compliments of the NEW %rates AND the late fees, not actual credit reports and free Raleigh-Durham charges) & was ASSURED to simply call back 2nite when credit reports and free Raleigh-Durham wife (primary card holder) could credit reports and free Raleigh-Durham verify, the former rate would be restored on BOTH Cards. need free credit report